If I Chip or Crack a Tooth in an Accident What Do I Do?

Time and again we hear of drivers and passengers having chipped or cracked teeth after a car accident. This is not something most people think about, but it can easily happen. When you slam on the brakes and your head and upper body are thrown forward, it is very easy to hit your mouth and teeth on the steering wheel or dashboard. If you are going at a high rate of speed, it is very easy to crack or chip a tooth. Instead of having a very uncomfortable and dangerous tooth, it is something you will want to get fixed as quickly as possible.

Fortunately, most people are not in a car accident many times in their life. To have one or two is common. With this being the case, we often don’t know the proper steps to take after being in a vehicular accident. Do we have to pay for everything out of pocket? Will health insurance cover my dental expenses? Is there any way that the other person in the car accident will end up paying for my health costs?

This process can be very difficult, especially if you are not the type of person that is willing to put your foot down to get what you want. If you are very passive and do not make it a point to get the insurance information from the other people in the car accident, you will likely have to pay for your dental care out of pocket.

If you have braces, Invisalign or any other type or specialized dental treatment, you may have to pay to start the process over. This is not uncommon for teenagers and young adults. If you ever had braces, you can just imagine how painful and difficult it would be to crack or chip a tooth in a car accident with braces on. If you are a parent paying $4000 to $8000 for this treatment, it will be a tough pill to swallow to pay that expense again. Keep this in mind before walking away from any accident in Southern California or any part of the United States.

After any accident, get the information of all parties involved, make sure you call the police and understand your rights. You may have to contact a lawyer to better understand if you will have to pay to have a chipped tooth out of pocket.

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